For lenders, servicers & escrow teams

Assessment monitoring for your loan book

When a property's assessment jumps, the escrow projection built at origination breaks — and the shortfall, the payment shock, and the servicing calls all land on you. Property Tax Edge already maintains assessment and appeal-deadline data across all 50 states + DC. We're building it into a monitoring feed for portfolios.

Emerging offering — join the early-access list and we'll follow up with feed and pilot details.

Why assessment jumps hurt servicers

Escrow analyses built on last year's tax break when a reassessment or supplemental bill lands.

Purchase-triggered reassessments (California and others) create catch-up bills escrow never budgeted for.

New-construction improvement bills spike the tax after the first low, land-only year.

Shortfalls become payment shock, complaints, and higher servicing costs and delinquency risk.

Deadlines and rules differ in every state — hard to monitor a national book by hand.

An over-assessment you flag early can be appealed — lowering the borrower's tax and your escrow risk.

What we're building

A servicer monitoring feed is in active development — it is not live today. Here is the target, and we're looking for pilot partners to shape it.

Portfolio assessment tracking

Designed to track current and prior assessed value per parcel across your book, drawing on nationwide county assessor data in one normalized source.

Jump & supplemental alerts

Intended to flag when a county assessment rises materially, a reassessment-on-sale triggers, or a supplemental/new-construction bill is likely — before escrow breaks.

Appeal-savings signals

Which properties look over-assessed and appealable — a lever to reduce a borrower's tax and your escrow exposure.

How it would work — and yes, it's deliverable

The mechanism is straightforward and the data is public: assessed values are county public records, and we already integrate a licensed national property-data source whose records include year-by-year tax assessment history. A servicer feed combines three layers:

Nationwide assessment data — current and prior assessed values per parcel. Our existing property-data license already returns tax assessment history, so this layer largely exists rather than needing a 3,000-county build.
Our monitoring & alerting layer — the per-property over-assessment detection and alerting that already runs in our homeowner and investor tools, extended to a portfolio.
Our 50-state appeal intelligence — deadlines, supplemental-bill rules, and appeal viability, so each alert arrives with what to do about it.

We'd start with a narrow pilot — one servicer, a few states — to prove parcel-match rate and alert quality before scaling nationally.

Why Property Tax Edge

50-state appeal intelligence built

Verified appeal-deadline, exemption, and supplemental-bill rules for every state + DC — the layer that turns an assessment change into an action.

Monitoring & alerting layer running

Per-property over-assessment detection and email alerting already run in our homeowner and investor tools — the alerting layer a servicer feed extends. (Automated county-value ingestion is the piece we'd add.)

Interested in a pilot?

Tell us about your book and we'll scope a monitoring feed with you. No commitment — early-access partners help shape it.